By P. K. Ray
This e-book, which offers comprehensively with agricultural coverage, is the second one variation of a booklet that was once released in 1967. The publication first offers with the character of agricultural dangers and their insurability. the second one half describes the rules and practices of the most sorts of coverage at the moment utilized to agriculture in numerous nations. The 3rd and final half is a severe exam of the applicability of the suggestions of crop and cattle assurance to this point developed in constructed international locations to constructing nations, and likewise the chances of overseas reinsurance of nationwide crop coverage platforms.
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Additional info for Agricultural Insurance. Theory and Practice and Application to Developing Countries
Hail-loss experience on tobacco crop in Darlington County·/ South Carolina, United States The annual loss-cost data relating to tobacco crop insurance in Darlington County of South Carolina, United States, are given in Appendix 2, Table 2. 80. The coefficient of variation was 97 per cent, which is the highest among the different cases so far analysed. A frequency distribution curve drawn on the basis of these data becomes rather complex (Fig. 12) with a long tail at the right indicating a series of high values, and it is the farthest from the normal curve of error.
A country or »even a province and its subdivisions like counties, parishes and communes. As will be seen presently, premium rates are often determined according to small areas based upon their respective loss experiences. Many of the inconsistencies of nature arise from a short-term view. A long-period observation largely evens out the year-to-year variations and makes it possible to measure the average incidence of a particular hazard or of a combination of hazards. Indeed, the greater the temporal spread the greater the tendency of the probable occurrence in future to approximate to the mean of the previous occurrences.
In France, for example, as early as 1859 M. 8 As thefloodhazard also is often likely to be of devastating nature, there is an obvious need for the maximum possible spread ofrisksboth over time and space, and also for its combining with other natural hazards. 5 Bubolz, G. , Bulletin No. 21, Feb. 1938, p. iii. 6 Langbein, W. , Nov. 1953), p. 326. 7 See Watford's Insurance Cyclopaedia, 6, p. 186. *Agric. , 19 (Feb. 1957), p. 83. Actuarial Consideration of Agricultural Risks 41 All-Risks to Growing Crops The protection of growing crops against all or multiple natural hazards is a comparatively recent development in the field of farm insurance.